There are three types of covers:

Third Party Only (TPO) Cover
This covers liability to third parties and passenger liability that may arise out of the use of the vehicle.

Third Party Fire & Theft (TPF&T) Cover
This provides indemnity against loss or damage to motor vehicle as a result of fire or theft and, liability to third parties and passenger liability that may arise out of the use of the vehicle.

Comprehensive Cover
This provides indemnity against loss or damage to motor vehicle, liability to third parties and passenger liability that may arise out of the use of the vehicle.

The insurance is provided for private motor vehicles, commercial motor vehicles, and other special types including tractors, trailers, combine harvesters and fork lifts.