Britam Money Market Fund
If your client requires a low risk investment with high income yield, capital stability and immediate liquidity, then this fund would work for them.
Britam Money Market fund is tailored to obtain high level of current income while protecting investor’s capital. The portfolio objective is to outperform the income yield available on the money market call accounts by investing in interest-bearing securities and other short term money market instruments with a short term maturity.
This is a good parking place for investors who wish to switch from a higher risk portfolio to a low risk, high interest portfolio, especially during times of high stock market volatility.
Britam Bond Plus Fund
This fund is suitable for investors who are seeking a regular income from their investment and those who intend to secure a safe haven for their investments in times of stock market instability.
The fund invests in interest-bearing securities. Investments include non-equity securities, financially sound preference shares, treasury bills, treasury bonds, corporate bonds and any other securities which are consistent with the portfolio’s investment policy.
The portfolio may have a direct and/or selected direct exposure to off shore investments. The fund can be used as a means of drip feeding investments into the equity fund over a long period of time.
This fund proves to be very appropriate for individuals interested in regular income from their investment.
Britam Balanced Fund
This fund is suitable for investors who seek to invest in a balanced portfolio offering exposure to all sectors of the market. The fund aims to achieve a reasonable level of current income and offers investors with long term capital growth. This would be achieved by investing in a diversified spread of equities and fixed income securities.
The fund invests in listed shares and preference shares including property shares and property loan stock among others. The fund will have a bias towards equities offering long term value.
The portfolio may have a maximum of 10% direct and/or indirect exposure off shore as a hedge against inflation. This fund is therefore attractive to investors who are looking for higher risk and returns.
Britam Equity Fund
This fund is suitable for investors seeking medium to long term capital growth in their portfolio. The fund aims to offer superior returns over the medium to longer term by maximizing long term capital growth.
To achieve this, the fund invests primarily in listed companies in the Stock Exchanges of Kenya, Uganda, and Tanzania which show above average prospects for future growth.
The Fund also takes advantage of initial public offerings (IPO’s) of companies currently owned or controlled by private investors and or the Governments of Kenya, Uganda, Tanzania, Rwanda, Sudan and Zambia. The fund has 10% exposure to off shore listed companies.
The fund has a medium to higher investment risk; however risk is reduced through holding a diversified portfolio of shares across most sectors. This fund offers long term capital growth.
Off shore investments
Britam offers its customers a unique opportunity to invest in off shore markets and thereby gain exposure to growing economies worldwide.
This has been made possible through strategic alliances and partnerships with leading off shore financial and investment advisory companies including Lloyds TSB, London & Capital, Generali International, Franklin Templeton, and Friends Provident International amongst others.
We leverage on the off shore investment expertise of these partners as we seek to diversify our investments. Key benefits of off shore investment products include:
- Enhance further diversification of the client’s investment portfolio;
- Act as a hedge against future inflation;
- Opportunity to invest in growing economies and asset classes not available locally e.g. property fund and hedge funds;
- To hedge against the long-term depreciation of the Kenyan shilling against hard currencies.
Discretionary portfolio management and advisory services
The Discretionary Portfolio Management and Advisory Services are bespoke services designed for institutional investors who would like to optimize their investment portfolios and maximize returns through active trading, liquidity management, professional portfolio construction, monitoring and reporting, in the context of rigorous risk management techniques.
This service is tailored to the diverse needs of institutional funds such as Pension funds, Charities, NGOs and Endowment Funds.
Institutional Investors, be it charities, Endowment Funds, Trusts, Investment clubs, NGO funds, SACCOS and corporate require a dedicated investment management service. Under the Wealth Management service, Britam provides a flexible investment solution that addresses the need for growth and preservation of an institution’s fund to meet its strategic objectives.